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Posted Nov 15th, 2017 by robertson jinks    / Permalink /

Guitars.. wow a beautiful instrument!! Who doesn’t love guitars.. when the chord strikes it hits your soul. It seems I am in love with guitars. And why only me, the whole world should be in love with guitars. They are so romantic. The sound is like music to the ears. But, all this is true only if played right. If you don’t know how to handle or play one, you may end up sounding like a broken drum or worse end up breaking it. So, it is advisable that you take Singapore guitar lessons and learn your way with this awesome instrument.

Image result for guitar lessons

Like everything else in life, it is very important to know the in and out of anything that you love. If you take proper lessons from a good teacher, you can master the art of playing guitar in no time. How hard it may seem, but it is actually quite easy to play. You need to know the basics first.

There are so many people in the world who think, they know everything and can learn things on their own. But, in this ego and arrogance they end up spoiling their time and wasting their money. You may have a knack for music and a great caliber for the instruments. But, this is not something that you can just do on your own. You should take the basic lessons and then practice.

Just taking the lessons is also not sufficient. Go for it only if you are truly interested or passionate about it. Once you start your lessons, be regular with them. Regular practice is very important when it comes to the art of mastering anything. If you are spending a great deal of money to pursue your passion, I am sure you would want to make the most out of it. Everybody talks about practicing. But, remember one thing practice what you have learnt and not yet mastered. And make sure to practice it correctly. Do not just keep practicing what you already can play, just because you like the sound of it. Being a perfectionist takes time as well as intelligence, rather a systematic schedule.

If you do not enjoy what you practice, think again. Do you really want to do it? Is it really your passion? Is it really something that you are interested in and want to pursue in the long run? Never be afraid of walking out of it at any point of time. You will be able to do it well only if you like doing it.

See what Justin has to say about guitar lessons:

Posted Oct 26th, 2016 by robertson jinks    / Permalink /

Image result for Refinance Your MortgageDo you know what refinancing is? This is the process wherein you are going to get a new mortgage in order to replace the old one. You can do this in order to improve the rates that you have to pay for. It might seem like a good idea to refinance every time but if in case you do not find this too appealing, then you have to consider first if refinancing will actually benefit you or not.

You may not want to consider refinancing because it seems more serious than the things that you are focused on like your favorite artist or actor. You may be tempted to just chat with other people who like the same artists and actors that you like. Remember that thinking about serious matters and doing something about it will benefit you in the long run.

You have to be familiar with both types of refinancing namely:

  1. Cash Out Refinancing – This means that you will be getting a new mortgage that is greater than the first one that you have gotten. You can get the money in cash that you can use to pay off your previous debt.
  2. Rate and Term Refinancing – This means that the mortgage you have not paid for just yet will have a lower interest rate and it will come with better terms that will be easier for you to pay for.

It may seem like a good deal to refinance but you have to consider the break even point or how much it would take before the mortgage refinance will be used to pay for the loan that you have taken out. If you are going to do refinancing because you plan to stay in your home for a long period of time then I have to let you know, this is a good idea. If you are planning to leave though, stay with your current mortgage because it will be a waste to a new one.

Get help in making decisions when you check this:

Remember that not all refinances are the same. There are different terms that are available. Some will be better for you than others so do not settle for the first one that you will see. You are entitled to check out the different types available too. If you would miss mortgage payments, you will lose your home so make smart choices.